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What Can I Do If My Car Accident Claim Is Denied?

Posted by Alyssa Myles | Jul 11, 2024 | 0 Comments

Facing a denied car accident claim can be frustrating and stressful. At Goldstein & Handwerker, we often hear from individuals in this situation. You've been in an accident, notified your insurance company, and now they're refusing to pay for your medical bills or pain and suffering. What can you do?

Understand the Reasons for Denial

There are two main reasons an insurance company might deny your claim:

  1. They Don't Believe the Accident Was Legitimate: If the insurance company suspects fraud, such as a history of frequent accidents or suspicious circumstances, they may deny your claim. They might ask you to undergo an examination under oath, where you'll answer questions about the accident.

  2. They Don't Believe Your Injuries Were Caused by the Accident: The insurance company might refuse to pay if they think your injuries aren't related to the accident. They could argue that the injuries were pre-existing or occurred elsewhere.

Hire a Competent Personal Injury Lawyer

In both scenarios, the best course of action is to hire a skilled personal injury lawyer. Here's how a lawyer can help:

Fighting the Denial

A competent personal injury lawyer will communicate with the insurance company on your behalf. They will present evidence to support the legitimacy of your accident and the injuries you sustained. This might include gathering medical expert opinions or other relevant documentation.

Arbitration and Litigation

If necessary, your lawyer can arbitrate the disputed medical bills or take legal action to ensure you receive the compensation you deserve. They have the expertise to navigate the complexities of insurance claims and challenge the denial effectively.

Handling Pain and Suffering Claims

If the other party's insurance company refuses to pay for your pain and suffering, it's crucial to have legal representation. Insurance companies often try to minimize payouts by denying claims or offering quick, low settlements. A personal injury lawyer will fight for fair compensation, ensuring your rights are protected.

Next Steps

If your car accident claim has been denied, don't attempt to handle it alone. Insurance companies are in the business of collecting premiums and not paying claims, and they might take advantage of individuals without legal representation. Contact Goldstein & Handwerker for expert guidance and support. We'll review your case, advocate on your behalf, and work to secure the compensation you deserve.

For more information, give us a call or visit our website. We're here to help you through this challenging time and provide the assistance you need to move forward.

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Goldstein & Handwerker, LLP, is committed to answering your questions about Personal Injury, Criminal Defense, and DUI/DWI law issues in New York and New Jersey.

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