Being involved in a car accident is stressful enough—but when the other driver flees the scene, it can be even more overwhelming. Many people wonder, “What now?” or “Can I even bring a claim if I don't know who hit me?” Fortunately, the answer is yes—and Goldstein & Handwerker is here to help guide you through the process.
Understanding the Situation: Uninsured Motorist Claims
When a driver flees the scene and can't be identified, the law treats it as an uninsured motorist situation. This means you're still entitled to file a claim—just as if the driver had stayed but had no insurance. Most auto insurance policies in New York and New Jersey include uninsured motorist coverage, which protects you in exactly this type of case.
Steps to Take Immediately
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Stop and Document: If you're physically able, safely stop your vehicle and try to take photos or video—even if it's just to show that another vehicle was involved. Narrate the situation on camera if necessary: describe the car, what happened, and the direction it fled.
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Call the Police: Always report the accident. The police report serves as crucial evidence for your insurance company and may also trigger a criminal investigation. Law enforcement may access security cameras or speak to witnesses that you wouldn't be able to reach on your own.
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Notify Your Insurance Company: Let your insurer know right away. Prompt notice helps preserve your right to benefits and allows your insurance company to begin its own investigation.
You Still Have Options
Even if the fleeing driver is never found, your uninsured motorist coverage can cover pain and suffering, medical bills, and other damages. But timing and documentation are critical.
If you or a loved one has been injured in a hit-and-run, don't hesitate. Call Goldstein & Handwerker today or visit www.ghawnyj.com to learn more about your legal rights and how we can help you recover fair compensation.
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